Georgia Total Loss Claims: Get Your Vehicle's True Value
Unlike Diminished Value, a Total Loss means your vehicle is damaged to the point where it will NOT be repaired. The insurance company will offer to pay you what THEY want to pay for its Actual Cash Value (ACV)—and that offer is RARELY accurate. As Georgia's premier Licensed Public Adjusters, we help drivers in Atlanta, Lawrenceville, Macon, Cumming, and Alpharetta fight back to get the compensation they deserve.
Can I Get Diminished Value if My Car is a Total Loss?
We get this question all the time. In short, 'no'. However, you probably won't be surprised that the offers made by your insurance company for your totaled vehicle are rarely accurate. We can almost always help you increase your settlement. YOU DO NOT HAVE TO ACCEPT WHAT YOUR INSURANCE COMPANY IS OFFERING.
With total loss vehicles, the damage is often much more severe, which increases the likelihood of injury. PLEASE tend to what matters the most (a.k.a. - YOU and YOURS) first. We care FAR more about you than we do your automobile. Metal can be replaced... you can't. When YOU are taken care of, let us take care of your property.
Why Your Total Loss Offer is Too Low
Insurance companies do not look at your car as an individual asset. They use third-party valuation software to determine your vehicle's Actual Cash Value (ACV). These automated systems frequently ignore:
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Local Georgia market conditions and current dealer prices.
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Recent upgrades, new tires, or major maintenance you performed.
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The true, pristine pre-accident condition of your specific vehicle.
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Mandatory taxes and fees required to replace the vehicle.
The result is a severe lowball settlement designed to save the insurance company money, not to make you whole.
Asserting the Appraisal Clause for Total Loss
Just like with Diminished Value, your insurance policy contains an "Appraisal Clause." If you and your insurance company do not agree on the amount of loss, either may demand an independent appraisal of the loss.
To date, Expert Asset Protection has completed over 4,500+ Actual Cash Value (ACV) assessments. As a Licensed Public Adjuster with over 600 court testimonies, Doug Lawrence provides the certified, independent appraisal required to force the insurance company to pay what your vehicle is actually worth in the open market.
Verified Reviews for Our Georgia
Total Loss Appraisals
Get a Free Review of Your Total Loss Offer
Take just a few seconds to contact us. We will review your insurance company's offer for free, compare it to the true market value, and give you our expert opinion. We will be in touch with you in just a matter of hours to discuss YOUR situation and how we can help.